How Long

Long term payday loans are available to help you get through tight times without having to face an immediate payback of the loan. Unlike short term payday loans that must be paid back upon the next payday, we offer loans that can be paid back between 30 and 90 days later. Here’s what you need to know about our long term cash advance offers.

No Credit Check Required
Like most short term cash advance programs, we don’t require a credit check. We are happy to loan money to people who have been employed at the same place for a minimum period of time. We do require that you have a checking account for the funds to be deposited into, and there is other information that we will confirm. However, you can get 90 day payday loans no credit check required.

Even if you have a bankruptcy on your record or are overextended on everything, you can still get a 30 day cash advance, 60 day payday loans or 90 day payday loan. Whether you are trying to avoid the repossession of your car, overdraft fees with the bank or just need to get the rent paid on time to avoid late fees, our long term cash advance loans can help you.

More Generous Payback Period
Short term loans have an incredibly short payback period. They are typically due in three weeks or less. However, when you choose a cash advance long term offer, you can take up to 90 days to pay the loan back. With shorter payback periods, people often wind up calling the day before the loan is due and asking for an extension. The extensions can be granted, but they come along with extensions fees and more interest charges. With our long term payday loan you can take more time to pay the loan back and you won’t have to worry about the fees piling up on you.

Consolidate
If you have already gotten into trouble with payday loans and aren’t sure how to dig out of the hole, 90 day cash advance loans might be your best option. You can use the longer term loan to pay off all the smaller cash advance loans and finally start getting ahead. Whether you need a 60 day payday loan or are seeking 30 day payday loans online, we are available to help you consolidate the other loans and finally get things back on track.

Lower Fees
3 month payday loans do come with fees, but you may be surprised to find that they are not as high as the fees you are paying to constantly extend repayment on existing loans. Before deciding whether or not any 30 day payday loan is the right choice for you, take the time to consider the other options. Consider the overall cost of leaving things as they are compared to the cost of taking out a long-term loan to cover the expenses. You may find that the long-term loan is just the solution you have been hoping for.

Convenient
We offer applications online for your convenience. You don’t have to drive to an office or wait for us to open in the morning. Just apply online and receive an answer the next business day.

Secure
Our information is fully encrypted and protected using the highest quality software available. We care about our customer’s privacy and take guarding it very seriously. We do not provide your information to other parties for any reason. Whether you fax the application, submit one over the phone, come in to the office personally or send an application over the Internet, your information will be fully protected.

Information Required
There is some basic information that we will require before processing your longer term payday loan. We will need basic banking information, so we know where to deposit funds up approval. We will need contact information, in case of questions and to stay in touch with you. Finally, we will require your social security number. We will not pull a credit report, but we do want to ensure that we are protecting our customer’s against identity theft.

Avoid mounting fees and expensive extensions on short term loans. Choose a longer term so you can get the loan repaid without trying to go a week without buying groceries. You will save money in the long term and you will also enjoy a much lower stress level thanks to the additional time. Break the cycle of existing loans by choosing a payday consolidation loan to get smaller, short-term loans paid in full. Whatever the need is for the loan, we are here to help fill that need and help you stay afloat.